Bank On certified accounts are available across Racine – with your safe account and the WisGo, powered by Umo app, you can save time by managing your fare through your phone; keep your money safe and make sure you never lose your fare card; and save money on fare card fees and avoid overdraft or insufficient fund fees. You don’t need an account to use WisGo, but it will make paying for your ride quick and easy!
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STEP 1 Choose any bank or credit union from the list of certified accounts below
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STEP 2 Open your own safe Bank On certified account
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STEP 3 Enter your account information into the WisGo, powered by Umo app – and get started! You also can direct deposit funds, pay bills, and manage your money.
Why is a Bank On certified account right for you?
Get and manage every dollar of your money faster and cheaper through direct deposit into your own account- don’t pay a fee just for accessing your own money!
Your Money is Secure
Bank and credit unions take your security seriously with cutting-edge software and tools to protect your information and keep your money safe; these accounts also are federally insured.
No Surprise Fees
Bank On certified accounts don’t have overdraft or insufficient fund fees, and they cost only $5 or less per month, period.
Convenient Tools
These accounts have online tools to help you control your money, deposit your paycheck, use Racine transit, and pay your bills - all without extra charge.
Ok, which banks and credit unions offer these Bank On certified checking accounts and can be opened online?
These safe and affordable banking accounts are certified by Bank On and available in Racine. Take the bus or open an account online:
In addition, there are many accounts you can open entirely online. Click here for a list.
To open your new account online, you may need:
- Identification like a Social Security Number or ITIN number; state-issued identification (like your driver’s license); or passport or a country-issued identification card.
- Mailing address
- Date of Birth
Having trouble opening one of these accounts? Contact the customer service of the bank or credit union where you want to open your account.
You can use your account to directly deposit your paycheck or benefit payments, pay bills, use the WisGo, powered by Umo app, and manage your money. You can connect your account to the WisGo, powered by Umo app and scan your phone when boarding the bus.
WANT MORE HELP MANAGING YOUR MONEY? At the City of Racine’s Financial Empowerment Center, you can get help from a professionally trained financial counselor at no cost! FEC counselors can help you one-on-one with banking, budgeting, credit, debt, and savings – always for free. You can talk with your counselor as many times as you want, about whatever financial issues or questions you’d like. Make an appointment now!